Financial Terms Excerpts
Working Capital
Working Capital is a company metric. This proves to be a useful corporate measurement for two significant purposes. On the one hand it is a metric for discerning shorter-term financial health. On the other hand, it is also a means of ascertaining the firm’s efficiency. The equation for working capital is current assets minus current liabilities. The working capital ratio [...]
World Bank
The World Bank proves to be an institution in international finance. It offers developing countries of the planet leveraged loans to help out with funding capital programs. The major goal is to cut down on poverty. Every decision that the organization enacts is required to be carried out with the objectives of encouraging international trade, foreign investment, and facilitate capital [...]
World Currency
A world currency refers to the idea of there being a single monetary unit that is accepted the world over by all nations, businesses, and peoples. As of 2017 (and probably for the foreseeable future), there is no true world currency. There have been many ideas put forward for a single currency over the last few decades. Among these are [...]
World Trade Organization (WTO)
The World Trade Organization, or WTO, proves to be an organization that is intergovernmental in scope and signatories. Its ultimate purpose is to regulate international trade. This WTO began in 1995 on January 1 under the auspices of the Marrakesh Agreement that 123 different nations signed on April 15th of 1994. It then replaced the preexisting General Agreement on Tariffs [...]
XAU Precious Metals Index
The XAU precious metals index proves to be a stock shares index which trades on the United States’ based Philadelphia Stock Exchange. This index is comprised of 29 different precious metals mining firms. Though there are 29 participants in the index, the index is heavily dominated by only the three largest of them. These three overwhelming players are mega-gold mining [...]
The Xetra is a Frankfurt, Germany based trading system. What makes it so significant is that it is a completely electronic platform for trading German stocks. The Deutsche Borse first launched this platform for handling the stock trades back in 1997. This system provides broad order depth and greater flexibility for viewing the German markets. Traders can watch and access [...]
In business and finance, yield is the word that states the quantity of cash that comes back to a security’s owners. It is measured independently of variations in price. It proves to be a percentage of total return. It is used for measuring the return rates of fixed income investments, such as bonds, bills, strips, notes, and zero coupons; stocks, [...]
Yield to Maturity (YTM)
Yield to Maturity is also widely known in investment and analyst circles by its acronym YTM, as well as by the phrases book yield and redemption yield. This represents the aggregate return which investors can expect to receive for a bond if they keep the security until the end of its actual life. This is why YTM is generally called [...]
Zero Balance Account (ZBA)
The zero balance account, also known by its acronym ZBA, refers to the type of checking account which maintains a permanent balance of zero. The account does this through an automatic transfer of funds out of a master account. The amount which transfers over only proves to be sufficient enough to cover any and all checks which other financial institutions [...]
Zombie Banks
Zombie banks prove to be financial institutions that in reality have literal economic net worths of less than zero. They still keep running because they are able to continue paying their debts using government’s real or implied support for their credit and balance sheet. Although this term has come to be heavily used in the financial crises of 2007 to [...]
Zoning Laws
Zoning laws are statutes that mandate the ways that you are able to utilize your property holdings. Townships, counties, cities, and alternative local governments affect zoning laws so that they are able to create standards for development that benefit all residents in common. It does not matter how big or how small a property is; it will be impacted by [...]