'Fair Housing Act' is explained in detail and with examples in the Laws & Regulations edition of the Herold Financial Dictionary, which you can get from Amazon in Ebook or Paperback edition.
The Fair Housing Act of 1968 is officially known as Title VIII from the Civil Rights Act of 1968. It makes it illegal to discriminate with regards to renting, selling, or financing homes or apartments. No one may consider color, race, sex, religion, or national origin in these activities.
Congress amended the Fair Housing Act of 1968 with the Fair Housing Amendments Act in 1988. These amendments expanded the rulings of the original act in a number of important ways. No one was permitted to discriminate with housing because of an individual’s disability or based on their family status. This meant that home sellers or renters could not disallow families with pregnant women or who had children less than 18 years of age living with them.
To prevent disability discrimination, the act included construction and design accessibility rules for some multifamily homes. Those that were to be occupied initially after March 13, 1991 had to comply with the accessibility provisions for disabled people.
The amendments also created new means of enforcing and administering the rules. HUD Housing and Urban Development attorneys were now able to take cases to administrative law judges for victims of such housing discrimination. The jurisdiction of the Justice Department became expanded and revised in such a way that it could file suits in Federal district courts for discrimination victims.
HUD has been tasked with the principal responsible to administer the Fair Housing Act of 1968 since the government adopted it. Thanks to the amendments in 1988, the department has become substantially more involved in enforcing the provisions. This is because the newly protected families and disabled brought many new complaints. The department also had to move beyond investigating and conciliating. They were tasked with mandatory enforcing the rules.
Any complaint regarding the Fair Housing Act of 1968 that individuals file with HUD becomes investigated. The FHEO Fair Housing and Equal Opportunity office handles this responsibility. When complaints can not be resolved voluntarily, the FHEO decides if there is sufficient evidence for a reasonable case of discrimination in housing practices. If they find reasonable cause, then HUD issues a Determination and Charge of Discrimination to the complaint parties. Hearings are next scheduled in front of a law judge for the HUD administration. Either the complaining party or the accused can terminate this procedure to instead have the matter resolved in Federal courts.
At this point, the Department of Justice assumes HUD’s responsibility for the aggrieved party’s complaints. They act as counsel that seeks to resolve the charges. The matter then becomes a civil case. In either the case of the HUD law judge hearing or the civil action held in the courts, the U.S. Court of Appeals can review the outcome.
The Fair Housing Act of 1968 proved to be historic as the final major act in the civil rights movement legislation. Despite this, housing remained segregated throughout much of the United States for decades. During the thirty years from 1950 through 1980, America’s urban centers’ black population grew from 6.1 million up to 15.3 million people.
At the same time, white Americans continuously abandoned the cities in favor of the suburbs. With them went a great number of the jobs that the black population needed to communities where they did not find welcome. The result of this ongoing trend caused urban America to be filled with ghettos. These are the communities inside the American inner cities where many minority populations live. They have been dogged by consistently high crime, unemployment, drug use, and other social problems.